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Motor insurance also known as car insurance or vehicle insurance is taken by the car owner to protect the car from any damages. People insure their cars so, that they will be covered for all the financial expenses that may occur due to any car accident. With the help of such automobile insurance, the vehicle owner gets a breakdown cover, which is financial helps in repairs if the vehicle breakdowns. A motor insurance covers the liability insurance which covers any bodily injury to the vehicle, along with other optional covers available. The optional covers are th personal accident cover, to protect the medical expenses.There is also collision & comprehensive coverage for those vehicle who face an accident & due to that the car body may get damanged. It also covers to some extent the medical payments for those who are injured in the accident. Such car accident insurance claim is made, so that there is no financial burden on the owner in case of repairs or medical expenses. There is also heavy vehicle insurance for vehicles like trucks, vans, minibus etc which protect the vehicle for any damage due to accidents & hence the repairs expenses can be claimed through such insurance.
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