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Independent financial advisors are those who give financial advice about where to invest & where not to invest. They are also known as financial consultants who share their knowlegde & guidance about investment. Such investment advice does not come free of cost, but for some charges or fees. The consultation can be pertaining to investment in shares or bonds, various schemes in the market so as to earn a handsome return on such investment. A common lay man for that instant can ask the finance guide to help him in his retirement planning so that he has enough income at his disposal when he retires. They give guidance in savings & taxation matters. they are the expert corporate advicory who plan the investment of business profits to earn return or to save upon tax that has to paid to the government. They also gives advice in taking loans & helps to identity which bank is better off & thus helps in debt management. Depending upon your investment objective they show you the investment schemes for you to earn some profit.
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