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Health insurance helps to cover the medical expenses that occur, during the time of illness or injuries. There can be insurance against illness or insurance against injury. A health care policy can be taken out from various insurance companies that offer competitive insurance quotes. It's a medical coverage, which helps you to repay the long hospital bills & pay for expensive medicines. It is also known as hospital finance since after receiving the claim & whole or part of the hospital bill burden is taken off your shoulder. One can take out a policy for himself through individual health insurance or he can take policies for his family members that are his wife, children, parents etc through family health insurance. Also children are more prone to illness than elders, hence to save upon the expense every now & then one can take out Children' health care policy. There are many policies available for seniors to cover their medical expenses. The insurance policy can be short-term health insurance policy or health insurance for a lifetime as well. Thus health insurance is a managed care, which helps a person to be carefree during his illness.
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